I am! (I scheduled this post weeks ago.) I don’t believe in Black Friday. No great deal or any amount of savings could get me into a store at some ridiculous early hour today or ever. Waking up too early is reserved for catching a flight.
Registration for American Express’ Small Business Saturday started this morning! Register your American Express card now and on Saturday, November 29, use that card for an in-store transaction at a local small business for a purchase of $10 or more and you’ll receive a $10 statement credit for up to three small businesses. You can earn up to $30 in statement credits! And if you have multiple American Express cards, each one qualifies individually. I happen to have three, so I’ll be earning/saving $90 that day.
In past years, the Small Business Saturday offer was a one-time $25 statement credit at one small business. Many small businesses in my area offered bonus gift cards with the purchase of regular gift cards that day. My favorite nail salon offered a bonus $25 gift card, when you bought a $25 gift card. So I’d end up paying $0, for $50 in gift cards. It was a killer deal. I’m hoping they’re offering something similar this year.
Macys’ Thanks for Sharing program is back!
If you have a Macy’s credit card pay $25 now to earn 10% of your purchases back, from the day you enroll until December 31, 2014. Yes, you’ll earn 10% back on your Christmas shopping. Plus, you’re still free to use all the coupons you want during the accumulation period. I receive “20% Off” and “$20 Off” coupons weekly.
Earnings are distributed via a gift card that you’ll receive sometime in February or March 2015. I earned $114.43 last year (Really $89.43 when you factor in the $25 I paid, but it’s still a savings!)
If you don’t have a Macy’s credit card you can apply for one. Beware though. The current APR is 24.5% on a Macy’s revolving credit card. If you are not able to pay the balance in full each month, it is NOT worth the savings.