Are you having a tax deduction?

Ooops! I mean baby. Are you having a baby?

If you have a Babies R Us or a Buy Buy Baby near you, sign up for both stores’ e-mail list, text list, etc. BuyBuyBaby loooooves to send out “20% off” and “$5 off $15” coupons. And Babies R Us will accept them. Babies R Us will also send some coupons out, but not at BuyBuy’s frequency. And BuyBuy will also accept their sister store’s coupons (Bed Bath & Beyond). Depending on the cashier, Babies R Us may or may not accept Bed Bath & Beyond coupons.

If you’re having a baby, register at Babies R Us. With Endless Earnings you earn 5-10% on all items purchased off of your registry, even your own. That includes furniture, diapers, formula, and most everything you need. They’ll send you a gift card of your earnings. Also, they’ll send you a “completion coupon” (currently 15% off an entire transaction) a few weeks before your due date to purchase anything you didn’t receive. You can also add to your registry before checking out when you’re using the completion coupon in case you think of some more necessities.

Babies R Us also offers the Rewards R Us program. This is yet another way to get some earnings. You earn Rewards dollars (coupons) for your own purchases when you use the card at checkout at Babies R Us and Toys R Us. Rewards start at $250 in spending (2 points per dollar), which you’ll hit (and keep hitting) pretty quickly. It’s just like stacking coupons.

If you want to go for the trifecta, open a Toys/Babies R Us Mastercard. You’ll earn 4 points per dollar (at Babies and Toys R Us) with the Rewards R Us program and 1 point per dollar elsewhere. They’ll also send you card-holder only coupons and a one-time account opening “% off “coupon for your entire first purchase. (I didn’t sign up for the card, so I’m not sure if it’s 10, 15, or 20% off)

Put that baby to work!

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Just for U was made just for me

If you live in an area with a Safeway, hopefully you’re already a Safeway Rewards member.  However, you may not have bothered to sign up for their “Just For U” emails. You are missing out on some huge discounts.

A few times a week, you’ll receive an email preview of the offers that are available. If you log into their site (or the mobile app), you can add the personalized offers to your card.  You can also add mobile coupons. I’ve noticed that many items on the personalized offers are also on the mobile coupons page, doubling the discount. You can also use any paper coupons you have and triple your savings. I saved 47% yesterday (it shows on your receipt).

There’s usually at least one free offer available, too. Yesterday I got a free Kashi frozen pizza (which was surprisingly good and I will definitely buy it) and a free box of Jolly Ranchers gelatin. And, because they track my purchases, I’m getting grande Starbucks drinks for $2 this month. Yay!

Obviously, they are tracking what you’re buying. That’s really not a bad thing. Come on! It’s a grocery store!!! You’re not buying anything illegal. They send you offers based on your shopping habits and what you’re already buying. It’s a total win for you. Who cares if they know you like to buy Lucky Charms every once in a while? Maybe you’ll get a discount on them next time.

You can also create an e-shopping list of the discounted items. This is great if you’re using the mobile app. It even lets you check items off as you put them in your cart. I tend to forget things very quickly, so this is one of my favorite features. I can see the offer price and compare it to similar items as I’m looking at the shelf. The Just For U price has been the lowest, in my experiences.

Just for U is a free app/service. Go sign up!

Pay Retail? Me? Not.

One of my favorite sites to check before I make an online purchase is RetailMeNot. No joke, I don’t make a single online purchase without first checking this site for a discount code.  It’s just one of the hundreds of online coupon code mills, but it’s more organized and you don’t get annoying pop-ups.  They have printable coupons, when they’re available, and they will text the coupon to you if you want to save the paper (Save money & trees!).  There’s a comment link under each code/offer which let’s people share whether or not the code worked and when.  They have an app now which is very useful for in-store coupon codes, too.  And because you’re a savvy blog reader you should also check out their savings blog.

I don’t bother with the other coupon code mills. FatWallet looks like a mess to me. If RetailMeNot doesn’t have it, it probably doesn’t exist.

 

Cheap Eats

Restaurants like to boost their sales in the final month of the year.  To entice you to buy their gift cards, they usually offer a “bonus” gift card for use at a later date.  This can be a pretty decent savings if you are a regular at a restaurant offering these bonus cards.  You’re going to eat there anyway. Why not get some savings? Nobody said that you actually had to give the cards as gifts.

  • PF Chang’s is currently offering a $20 bonus card, when you buy $100 in gift cards. Adding to that deal, if you’re a Bank of America customer, BankAmeriDeals is offering 10% cash back on PF Chang’s purchases. My net payout on $120 in gift cards would cost me $90. That’s pretty much an entire free meal for two.
  • California Pizza Kitchen is also giving out a $20 bonus card with the purchase of $100 in gift cards. And just like PF Chang’s, if you’re a Bank of America customer, BankAmeriDeals is offering 10% cash back on your spending in CPK.
  • Roy’s is offering a $25 bonus card when you buy $100 in gift cards.  If you’re going to Hawaii in the next couple months and can use the bonus card, you can have an extra good meal.
  • The Cheesecake Factory’s offer is pretty weak, but if you eat there regularly, you might as well take the free slice of cheesecake they’re offering for each $25 gift card that you purchase. (Side note: I went in to buy a $25 gift card last night. My receipt included a survey code that netted me a $10 eGiftCard. A free $10 gift card AND a slice of cheesecake. Score!!!)
  • Yard House will give you a $10 bonus card for each $50 gift card that you buy.
  • Panera jumped on the bandwagon, too with a $10 bonus gift card when you buy $100 or more in gift cards.  That’s a free meal.
  • Chili’s is offering a $10 bonus card when you buy $50 in gift cards.
  • Sweet Tomatoes/Souplantation will treat you to a free meal pass for every $50 in gift cards that you buy.
  • BJ’s offer is damn near offensive. Don’t waste your money. Who the hell wants some stupid glass?

Always check out the gift card bonuses offered at your favorite restaurants. And make sure to check out the fine print on the bonus gift cards before you buy. They usually are not valid until January 1 and they tend to expire shortly thereafter.